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  • Offering very popular ~ 2/1 FHA Buydown 30 Year fixed rates - Check out today's rates.
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Current posted rates are in effect as of 10/08/2009 8:29:03 AM Central Time.
10 Year Fixed Rate
RatePointsAPRLock Days
4.000%1.000%4.357%30
4.250%0.000%4.392%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


15 Year Conv. Fixed Rates
RatePointsAPRLock Days
4.375%1.000%4.623%30
4.500%0.500%4.673%30
4.625%0.000%4.723%30
4.875%0.000%4.973%45
The APR is calculated using a loan amount of $250,000 and these typical fees.


20 Year Conv. Fixed Rate
RatePointsAPRLock Days
4.875%1.000%5.075%30
5.000%0.500%5.140%30
5.125%0.000%5.205%30
5.250%0.000%5.330%45
The APR is calculated using a loan amount of $250,000 and these typical fees.


30 Year Conv. Fixed Rate
RatePointsAPRLock Days
4.875%1.000%5.008%30
5.125%0.000%5.170%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


FHA 30 Yr Purchase 3.5% Down
RatePointsAPRLock Days
4.875%1.000%5.022%30
5.125%0.500%5.229%30
5.250%0.000%5.310%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


FHA 30 Yr Refinance Loan
RatePointsAPRLock Days
5.000%1.000%5.153%30
5.125%0.500%5.234%30
5.250%0.250%5.337%30
5.375%0.000%5.440%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


15 Year Fixed FHA
RatePointsAPRLock Days
4.500%1.250%4.788%15
4.750%1.000%5.001%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


Veteran Admin Loans (VA) 100% CLTV Financing
RatePointsAPRLock Days
5.000%1.000%5.148%30
5.250%0.500%5.354%30
5.500%0.000%5.560%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


Veteran Home Refinance 15 year
RatePointsAPRLock Days
4.875%1.125%5.027%30
5.125%0.000%5.177%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


Jumbo 1/1 Arm
RatePointsAPRLock Days
3.725%0.000%4.605%45
3.525%0.500%4.604%45
The APR is calculated using a loan amount of $418,000 and these typical fees.


Jumbo 3/1 Interest Only
RatePointsAPRLock Days
4.675%0.500%3.213%45
4.775%0.000%3.214%45
The APR is calculated using a loan amount of $418,000 and these typical fees.


Jumbo 5/1 ARM Interest Only
RatePointsAPRLock Days
5.450%0.500%3.253%45
5.550%0.000%3.255%45
The APR is calculated using a loan amount of $418,000 and these typical fees.


Jumbo 30 YR fixed
RatePointsAPRLock Days
6.400%0.875%6.532%45
6.600%0.500%6.696%45
6.750%0.000%6.798%45
The APR is calculated using a loan amount of $418,000 and these typical fees.


USDA 100% Home Mortgage
RatePointsAPRLock Days
5.500%1.000%5.651%30
5.625%0.500%5.730%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


HUD REPO 100 Program
RatePointsAPRLock Days
5.625%0.000%5.740%0
The APR is calculated using a loan amount of $100,000 and these typical fees.

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FHA rates above are based on good ( credit scores over 660)  to excellent credit with 3.5% Down payment - with an Approved eligible approval through FHA -

Conventional rates based on a minimum of $250,000 loan , scores over 720 along with 20% equity or down payment, full documention, single family home unless stated different.  On Refinance - 75% LTV on Cash out and 80% rate and term loan, otherwise adjustment to the rate will apply.

loan Amounts- $250,000 to $417,000  No closing costs affects pricing. Some up-front fees may apply that are credited back at funding. Borrowers who choose to pay lender fees and closing costs up-front may qualify for a lower rate.

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