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Current posted rates are in effect as of 06/16/2009 10:43:46 AM Central Time.
10 Year Fixed Rate
RatePointsAPRLock Days
4.750%1.000%5.112%30
5.000%0.000%5.144%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


15 Year Conv. Fixed Rates
RatePointsAPRLock Days
5.375%1.000%5.631%30
5.500%0.500%5.678%30
5.625%0.000%5.725%30
5.875%0.000%5.976%45
The APR is calculated using a loan amount of $250,000 and these typical fees.


20 Year Conv. Fixed Rate
RatePointsAPRLock Days
5.625%1.000%5.831%30
5.750%0.500%5.894%30
5.875%0.000%5.957%30
6.000%0.000%6.082%45
The APR is calculated using a loan amount of $250,000 and these typical fees.


30 Year Conv. Fixed Rate
RatePointsAPRLock Days
5.375%1.000%5.512%30
5.750%0.000%5.797%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


FHA 30 Yr Purchase 3.5% Down
RatePointsAPRLock Days
5.375%1.000%5.527%30
5.625%0.500%5.733%30
5.750%0.000%5.812%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


FHA 30 Yr Refinance Loan
RatePointsAPRLock Days
5.500%1.000%5.658%30
5.625%0.500%5.738%30
5.750%0.250%5.840%30
5.875%0.000%5.942%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


15 Year Fixed FHA
RatePointsAPRLock Days
4.875%1.000%5.127%15
5.125%1.000%5.379%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


Veteran Admin Loans (VA) 100% CLTV Financing
RatePointsAPRLock Days
5.375%1.000%5.526%30
5.625%0.500%5.732%30
5.875%0.000%5.936%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


Veteran Home Refinance 15 year
RatePointsAPRLock Days
4.875%1.125%5.027%30
5.125%0.000%5.177%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


Jumbo 1/1 Arm
RatePointsAPRLock Days
3.850%0.000%4.606%45
3.650%0.500%4.605%45
The APR is calculated using a loan amount of $418,000 and these typical fees.


Jumbo 3/1 Interest Only
RatePointsAPRLock Days
4.800%0.500%3.882%45
4.900%0.000%3.883%45
The APR is calculated using a loan amount of $418,000 and these typical fees.


Jumbo 5/1 ARM Interest Only
RatePointsAPRLock Days
5.700%0.500%3.916%45
5.800%0.000%3.919%45
The APR is calculated using a loan amount of $418,000 and these typical fees.


Jumbo 30 YR fixed
RatePointsAPRLock Days
6.600%0.875%6.733%45
6.800%0.500%6.897%45
7.000%0.000%7.049%45
The APR is calculated using a loan amount of $418,000 and these typical fees.

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FHA rates above are based on good ( credit scores over 660)  to excellent credit with 3.5% Down payment - with an Approved eligible approval through FHA -

Conventional rates based on a minimum of $250,000 loan , scores over 720 along with 20% equity or down payment, full documention, single family home unless stated different.  On Refinance - 75% LTV on Cash out and 80% rate and term loan, otherwise adjustment to the rate will apply.

loan Amounts- $250,000 to $417,000  No closing costs affects pricing. Some up-front fees may apply that are credited back at funding. Borrowers who choose to pay lender fees and closing costs up-front may qualify for a lower rate.

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