"VA home Loans"

VA guaranteed loans are made by Network Funding, LP  and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home. The guaranty means the lender is protected against loss if you fail to repay the loan. In most cases, minimal down payment is required on a VA guaranteed loan and the borrower usually receives a interest rate than is ordinarily available with other loans.

More Information on VA Home Financing - Click here

• Did you know that a very small percentage of Veterans ever take advantage of using thier eligiblity to buy or refinance a home? 
• Some Veterans don't know that they have these loans available to them.
• "Zero Money Down" when you are buying a home.

 Here are some benefits of a VA loan:

•  Negotiable interest rate.
• Closing costs comparable – No private mortgage insurance requirement.
• Right to prepay loan without penalties
• Mortgage can be taken over (or “assumed”) by the buyer when a home is sold.
• Counseling and assistance available to veteran borrowers having financial difficulty or facing default on their loan.
• Minimum Score is 620 credit.
• Refinance up to 90% LTV of the value of your home
• Purchase up to 100% LTV  

Although monthly mortgage insurance is not required, the VA charges a funding fee (2.15 to 3.33%) to issue a guarantee to a lender against borrower default on a mortgage. The fee may be paid in cash by the buyer at the time of closing.The funding fee is determined based on your eligibility as a Regular military officer or if you are/were in the reserves. 

A VA loan can be used to buy a home, build a home and even improve a home with energy-saving features such as solar or heating/cooling systems, water heaters, insulation, weather-stripping/ caulking, storm windows/doors or other energy efficient improvements approved by the lender and VA.

To find out with the maximum loan amount your can have for a govermnent loan in your county - Click here

Veterans can apply for a VA loan with any mortgage lender that participates in the VA home loan program, however,

Network Funding, LP Mortgage Bank is your expert VA Lender.   

Have questions? , Please call us today at 404.814.4634 or 800-772-1193

If you're an active duty military member or retired Veteran, you can trust VA - Network Funding, LP Mortgage Bank  to help you determine if you qualify for a VA Loan, and help you cut through any red tape. There's no need to worry if you've been turned down by other lending institutions you may still be able to qualify. If you're ready to take the first step, connect with one of our VA Mortgage Specialists to help determine your eligibility.

Even if you have had poor credit in the past, you may still qualify for a VA Loan. Credit and income standards for a VA Loan are less strict than a conventional loan, meaning people who do not qualify for conventional loans may qualify for a VA Loan. You can determine your eligibility and qualification level by contacting a VA Loan Specialist.

Despite the benefits of the VA Home Loan Program, many people who qualify don't take advantage of this wonderful program. If homeownership is in your future, take the next step! You can start the no obligation process by answering a few questions. This process allows us to determine your eligibility and qualification level for the VA Home Loan Program.